Former Financial Exec Reveals All:

HOW TO STOP STRESSING ABOUT MONEY AND NEVER BUDGET AGAIN

an easy-to-understand roadmap that manages your money on autopilot

ARE YOU EXHAUSTED THINKING ABOUT MONEY?

If you’re anything like former Andy, you probably thought once you made “X-amount” of money annually, your financial stress would disappear. You probably never dreamed you’d be living paycheck to paycheck– you make plenty of money– you just don’t know where it all goes. The word “investment” forms sweat beads on your head as you try to figure out the “best place” to invest your money. And your savings account couldn’t pay even a month’s mortgage. (You’re not alone– 69% of Americans have less than $1k saved).

WHAT IF YOU NEVER HAD TO SAY, "I WISH" AGAIN?

“I wish I could afford that.”
“I wish I didn’t feel guilty when I treat myself.”
“I wish I understood investing.”
“I wish I could take that dream European trip one day.”
“I wish I could stop stressing about money.”
“I wish I could get out of debt and STAY out of debt"

The list could go on and on.

BUT WHAT IF I SAID YOU COULD:

Spend money on whatever you want without stress or guilt
Know your money is making you more money
Have automation take care of all financial moves
Live in abundance– with the freedom you’ve craved
Have peace that you’re saving for retirement, medical expenses, & emergencies without a second thought

HOW I FIGURED OUT AN UNBEATABLE SYSTEM

Growing up, my family knew next to nothing about money management. My father never attended college and worked the night shift to provide for us, keeping the same job for 20 years. I followed suit and never attended college, spending my late teen years making $7.50 an hour and living in depressing situations.

Being broke and unhappy with my life, I eventually enlisted in the US Coast Guard as a last resort. I immediately received a juicy $4,000 bonus and quickly pissed away every last cent …and was left broke and unhappy again. I finally realized I needed to learn everything I could about money if I wanted a stress-free, happy life.

I bought my first book, “Rich Dad, Poor Dad,” and demolished it. Then spent years reading every finance book I could get my hands on, absorbing every piece of information & guidance my brain could handle (maybe that’s when the silver hair started to creep in, ha!)

Through years of personal discovery and hands-on experience as a Financial Advisor, I've figured out my core, out-of-the-box money principles. But they come with a warning label: These are not mind-blowing, complex budgeting strategies. In fact, budgeting should die (there– someone had to say it). These principles are fundamental, life-altering concepts that any individual can learn, no matter how much or how little money is flowing:

Automation is the secret weapon to ensure the successful execution of your finances without having to exert willpower or be held accountable for the things you say you want
Money is a tool best used to buy your time back
Money isn’t meant to be managed on hard mode
Abundance with money is a mindset, not a dollar amount

BUT FIRST, LET'S IDENTIFY THE ROOT PROBLEM

58% of Americans live paycheck to paycheck and constantly think about money. But there is a rare percentage of individuals who don’t stress over finances or complain about money problems. For those of us who fall into the larger head-banging-against-a-wall percentage, these seven issues are the most common:

Lack of income - we don’t “make enough money”
Unexpected expenses/too much debt - medical emergencies, cars breaking down, student loans, etc.…you feel like this list continues to grow
Need for financial independence - you crave the freedom to do what you want when you want, but you “can’t” because you “can’t afford it”
Overspending or lack of budget - you compulsively shop, make impulsive decisions, or simply don’t track where your money is going
Bad credit - you’ve defaulted on loans, made late payments, or quit making payments altogether
Lack of savings - your savings account has virtual cobwebs on it
All of these are real, debilitating issues families and individuals face– but they aren’t the core problem.

How you view money and a lack of a proven system is.

The “I should and I shouldn’t,” along with the “I don’t know how” or “if this then that”

The “I can’t understand finances” and “I’ll never afford the life I want…”

These core beliefs and views are ones that stress-free, abundant individuals buried 6 feet deep.

So what are the secrets of this rare percentage who doesn’t stress or complain about money?

Here’s what I’ve figured out:

➤ Simplified automation: With an automation system, all your savings and spending money, investments, and bills are seamlessly automated, leaving you worry-free.

➤ Tailored for any income level: A system that works for everyone, regardless of your current income level. It adapts as your finances and life evolve, ensuring continued success.

➤ Maximizing joy: You actually have money for the things you want without relying on a credit card

➤ Finding control: You’re always in the driver's seat. You decide where your money goes. Money no longer controls you– you control money.

THE GOAL ISN'T MORE MONEY

IT'S LIVING LIFE ON YOUR TERMS

In 7 days you’ll learn:

The standards of financial success
How to destroy debt
The secret weapon of automation
How to spend guilt-free
The secrets that make investing easy and automatic
How to save money with zero effort

THE ONLY COURSE OF ITS KIND - SET IT AND FORGET IT

A whopping 80% of people make an impulsive purchase based on a recommendation or influence from others…often spending money they don’t have to “keep up with the Jones’”

Automatic Money Flow automates your savings for these exact moments. You learn how to automatically transfer the right amount of income to savings or investment accounts resulting in an increase in savings rates and wealth over time. Instead of impulse spending and panicking when the dopamine fades, you can make your purchase and confidently know the money is in your account.

Not only that, it’s dissolving your money problems one automation at a time– freeing up brain space and reducing decision fatigue. It’s teaching you how to invest for the maximum return–while taking the guesswork out. And it’s giving you a community of people where you get tangible support & can ask the burning questions you’ve secretly been wondering.

A PLAN FOR YOUR FINANCES THAT DOESN'T INCLUDE BUDGETING

MODULE 1: AUTOMATION EXPLAINED - a fundamental look into automation, how it works, & how to set up the perfect automation system for you and your family

MODULE 2: FINANCIAL BASICS - understanding why goals are important, setting your goals, understanding money mindset, and how to protect yourself financially

MODULE 3: DEBT - an overview of debt, how we get trapped (and how to get out faster), a deep dive into credit, and how to epically hack credit (on autopilot of course!)

MODULE 4: AUTOMATION 2 - discover the 4 automation archetypes, which type you are, and what it means

MODULE 5: FINANCIAL BASICS 2 - we’re talking emergency funds, solving the investing vs. pay down mortgage puzzle, brokerage accounts, and how to manage the extra margin each month for its highest, best use

MODULE 6: SPENDING - discover how to choose the right bank, determine if you need a joint or separate account with your partner, and a deep dive into micro vs macro spending

MODULE 7: SAVINGS - understand short, medium, and long-term saving and how to easily save money monthly with no stress

MODULE 8: INVESTING - why investing is mandatory, how to invest, and how increasing your investment knowledge makes it easy & empowers you moving forward

MODULE 9: PUTTING IT ALL TOGETHER - how to take everything you’ve learned and put it into action

GOOD THINGS COME TO THOSE WHO AUTOMATE

“HOW DO I KNOW AUTOMATIC MONEY FLOW WORKS ?”

I’ll be the first to tell you that hundreds of other finance courses are floating in cyberspace. And each one probably claims to be the best. In fact, in addition to other courses, there are multiple ways you can try to gain control of your finances.

Some of the most popular DIY methods I’ve seen my students try are buying unlimited finance books, watching videos, binging money podcasts as they drive, and tracking spending through apps like EveryDollar, Mint, or YNAB.

But - brace yourself - these are band aids to a bigger problem. Budgets are perfect on paper, but in real life, you have to do one every time you’re paid & they fall apart the instant an unexpected expense arises. Then, they produce a mountain of shame when you don’t “measure up.” Budgets make you feel like you’re a slave to money and can’t live freely. And there are only so many finance books you can digest before you feel like the biggest failure of all time. These methods simply won’t help you produce wealth & the life you’re trying so hard to live.

I’ve been there. I’ve asked the same questions “How will I ever be free?” “how do I know if I’ve tracked this right?” “how can I save money and still spend money without running out? It doesn't make sense.” “Am I even making progress?”

I’ve taken all of the turmoil, confusion, and fear around money and created this course to help you skip every bit of that and get straight to the freedom you’ve been craving.

I’ve read hundreds of books, taken numerous courses, and studied thousands of hours to develop a system that is proven to help you live with abundance. One that:

Teaches automation in a way no other finance course tells you about
Is easy to understand and implement
Gives you a step-by-step walkthrough you can apply at any income level
Teaches you how to have total control over your money long-term
Allows you to spend money on whatever, whenever
Doesn’t involve budgeting
Is packed with $2500 worth of information but doesn’t cost you nearly that much

If you’re thinking “This sounds too good to be true…” you’re in for a treat– you’re about to take full control of your money and live how you’ve always wanted.

- BRENT H

"Working with Andy has removed the apprehension I had with investing, and his guidance with automation has been a game changer."

- JEFF S

"...organizing my income and spending has never been this purposeful and thought out. It’s genuinely changed the way that I think of money and my livelihood for the better. I’m excited for obtaining financial freedom and a better future for myself and my family."

- JUSTIN C

"After my promotion, my annual compensation went up but my base salary went down. Andy helped streamline our cash flow and now I'm in charge of when I get paid."

meet the instructor helping you

LIVE WITH INTENTION, AUTOMATICALLY

Hey, Andy Hoffman here! My journey in personal finance has been anything but ordinary. From joining the US Coast Guard instead of going to college and squandering my bonus to working in various roles in the Financial Services industry (Financial Advisor, Annuity Wholesaler, Recruiter, Consultant, and Chief Experience Officer– you name it, I’ve been it!) I've learned firsthand the importance of mastering money management.

Through never-ending years of trial and error, I developed a unique system that automated my finances that isn’t taught anywhere else. Regardless of your income, goals, or investment choices, I'm confident that my approach can transform your financial life too.

I've faced my fair share of financial shit storms, from dealing with family issues to struggling with irregular income and unexpected expenses (hello two cars going kaput in the same day)... But these experiences have fuelled my passion for sharing my knowledge and helping others achieve tangible financial success.

I dare you to join me inside Automatic Money Flow, where I break down my proven process to take control of your finances, leave behind the stress of money mismanagement, and embark on a journey toward financial liberty – all on autopilot.

VIDEO TESTIMONIALS

HOW AUTOMATIC MONEY FLOW WORKS?

Automatic Money Flow brings lifetime access to an easy-to-understand money strategy that will automate every part of your finances and generate a fresh perspective on money.

Self-paced modules that you can watch any time you choose
A Facebook group of like-minded individuals who are also enrolled in the course, where you can ask questions, share wins, and encourage each other as you go through the process
Grow and save money automatically
Reframe how you view money
Destroy Debt
Invest in all the right places

WHAT'S INCLUDED

STANDARDS OF FINANCIAL SUCCESS

✅ Why starting with your goals matters (hint: so you don't wake up in 20 years wondering why you're broke)

✅ Why taking control of your money positively impacts your health

✅ The role of automation and why "just doing better" is not going to cut it

✅ Why 'protection' matters, how to get a will, & how much life insurance you actually need

✅ How the financial system is taking advantage of you and how you can win

AUTOMATION: THE SECRET WEAPON

✅ Get good with money and your life opens up. Automation gets you good with money, without needing a Master's in Finance.

✅ What to do if you are single or married (it matters a lot)

✅ The tools I use and recommend to clients, also what not to use

✅ How to run the numbers for yourself and implement your own system

✅ What to do if you don't have an emergency fund

✅ How to automate giving

✅ The best bank account for Solopreneurs/side hustlers and how to automate it

✅ Automation FAQ to clear anything up

DECIMATING DEBT

✅ How to wipe it out quicker than you thought possible

✅ Advanced strategies to crush your high-interest debt

✅ How to not give up your life because you have debt

✅ The role credit plays and how to hack it

✅ How to monitor your scores and the apps and tools I use

SHAMELESS SPENDING

✅ Why choosing the right bank is vital and which banks to avoid like the plague

✅ How to spend guilt-free, with limits to avoid overspending (without envelopes)

✅ How using the "yours, mine, and ours philosophy" makes marriage and money easy

✅ The role behavioural psychology plays and how this
one tweak makes it effortless

✅ Actually enjoying your money without a million apps or spreadsheets

SAVING MADE EASY EFFORTLESS

✅ How to make saving effortless, even if you have never been able to save

✅ Actually saving for the fun stuff you want and not just for a root canal

✅ No more holiday gifts on credit cards or wondering where the money will come from

✅ Advanced behavioural psychology that makes saving enjoyable, while leading to greater happiness

✅ How to set this up without having 100 accounts to manage or a spreadsheet from hell

INVESTING IS EASY

✅ Investing is easy and painless, I can't wait to prove it to you!

✅ How to eliminate the fear and FOMO that comes with investing

✅ How to understand why down markets are a good thing

✅ Finally understand the difference in account types and which to use, and which to avoid

✅ Applying automation to individual securities like stocks and bonds, but also to crypto, real estate, short-term rentals, and other asset classes

✅ Understanding how automation and investing mean
less stress and more free time

✅ Additional resources that I've discovered to take your learning journey to the next level

PUTTING IT ALL TOGETHER

✅ Tips and tricks for further optimizing

✅ How to use free tools to create your own Automatic Money Flow map

✅ How to set up your children for success early (and automate it)

✅ How to hit your money goals 10X faster

THIS IS FOR YOU IF:

✅ You want to save money easily without feeling strapped down

✅ You want to be told the exact steps you should take to generate long-term wealth

✅ You are tired of living on a budget or pay check-to-pay check

✅ You need help saving for the down payment of your first home

✅ You have tried every DIY money method but still struggle with your finances

✅ You know you need to begin investing but aren't sure where to start

✅ You recognize head knowledge will only get you so far and you're ready to take action

THIS IS NOT FOR YOU IF:

❌ You do not value saving time following proven plans

❌ You prefer to figure things out on your own with trial and error

❌ You love budgeting more than life itself

❌ You want to do everything manually

❌ You are not open to new methods to manage your money

GET 50% OFF AUTOMATIC MONEY FLOW (NORMALLY $497)

ONE TIME PAYMENT

$249

50% OFF FOR A LIMITED TIME

Lifetime Access
Erase Money Stress
Obliterate Debt On Autopilot
Achieve
Guilt-Free Spending
Invest With Confidence
0 To Hero In 1 Week
30-Day Money Back Guarantee

BUY NOW

100% RISK FREE

Can't make up your mind? Don't sweat it, because your purchase is protected by our "No Regrets" policy! If you don't feel like throwing a party and high-fiving everyone in sight because you've just made the smartest investment ever, simply drop me a line at [email protected] within 30 days of your purchase, and consider your money refunded entirely. No hard feelings, no questions asked.

FREQUENTLY ASKED QUESTIONS

HOW LONG DO I GET ACCESS?

How does lifetime access sound?

WHEN DOES THE COURSE START?

Once payment is processed upon checkout, lifetime access begins.

IS THIS RECORDED, LIVE, OR SELF-PACED?

The course is primarily video-based with roughly 80% video modules with others written as it makes sense, with a Keynote presentation or two sprinkled in.

WHAT TIME COMMITMENT IS INVOLVED?

The course is meant to be completed in seven days, with roughly an hour a day on average, though it can be completed sooner.

WHAT IS FINANCIAL AUTOMATION?

Financial Automation sounds really complicated but it doesn't have to be. Your direct deposit is financial automation. Your Netflix payment is financial automation.

Setting up a recurring savings contribution at your bank is financial automation. This course takes these smaller disparate actions and brings them together to form a plan.

Like a conductor bringing together multiple instruments, you can structure your finances to do the things you want to do automatically. As humans, we aren't great at doing the things we are supposed to do, perfectly, 100% of the time. We don't always eat right, or go to the gym, or take our vitamins.

Technology doesn't have this problem. You set up a recurring payment and the bill gets paid. You do this with Netflix or other bills so why not do it will all of them? You know you need to save money so why not automate that too? You need to invest so why not automate it? I get it, not so simple, right?

Knowing the ropes goes a long way with this. I've shown this to Financial Advisors and Certified Financial Planners who have never even considered that this is possible. It is possible and life-changing.

SHOULD I INVEST IN THIS COURSE IF I HAVE DEBT?

Yes! I cover getting out of debt in the course and can help you automate this process so it isn't so painful. Also, I believe that you shouldn't wait until all debt is paid off before saving and investing (it's usually why people get into debt in the first place. We can accomplish all three and automate it!

SO WHAT MAKES THIS DIFFERENT?

This course is my life's work. Everything I have learned through trial and error over a decade is inside this course. You will not find anything like this anywhere. I have shown this to multiple Certifed Financial Planners, Financials Advisors, 30+ people at FinCon (the conference for financial YouTubers, bloggers, Instagrammers, etc) and no one has seen anything close. So what are you waiting for? There is a money-back guarantee so join me!

IS THERE A GUARANTEE?

Absolutely! We have a 7-day money-back guarantee! If you aren't satisfied for any reason at all you can ask for your money back in full within 7 days of the purchase.

WHAT ABOUT SAVINGS? IS IT JUST A SLUSH FUND?

Fantastic question! No, no slush fund here! I recommend a few different FinTech solutions that allow for what some call 'sub-savings' accounts. So one interface with different buckets for each goal like auto maintenance, emergency, misc unexpected expenses, etc., that's able to be really dialed in and automated, taking some advanced behavioral stuff into account.

WHAT ABOUT FRAUDULENT ACTIVITY?

Fraud can happen to anyone. Sometimes bank accounts get hacked no matter how safe you are. That said, automation is great but you still need to go in from time to time to review transactions, but a recurring reminder is all that's needed to put your mind at ease. In the beginning, you may check daily or weekly, but over time, monthly is fine.

WILL I NEED A TON OF ACCOUNTS?

Short answer no. For years my wife wanted me to watch a video of a family that had 7 different bank accounts... Even I think that's too much! Really just one account to pay the bills and another account at another institution. That, and most everyone reading this will have access to a 401k and I think everyone should have a brokerage account.

WHAT'S A BROKERAGE ACCOUNT AGAIN?

A brokerage account is just a fancy name for an account at an investment firm. It acts very similarly to a checking account but instead of just having dollars, you can access bonds, stocks, cash alternatives like money market accounts, ETFs, and Mutual Funds among other investments, all at one institution. Also, a brokerage account enables you access to other account types like a Roth IRA, Traditional IRA, Solo 401k, and Taxable Investing Account among others. Charles Schab, Fidelity, Robinhood, Wealthfront, Betterment, M1 Finance, etc., all have a brokerage account which is a 'catch-all' term so don't get too hung up on it.

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DISCLAIMER: The sales figures stated on this landing page and discussed in the Automatic Money Flow program are our personal sales figures and in some cases the sales figures of previous or existing clients. Please understand these results are not typical. We’re not implying you’ll duplicate them (or do anything for that matter). The average person who buys “how to” information gets little to no results. We’re using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as massive and consistent effort and action. If you’re not willing to accept that, please DO NOT PURCHASE THE Automatic Money Flow COURSE.